Terms of Service

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<h1>Terms of Service</h1>
<p><em>Last Updated: April 2026</em></p>

<h2>1. Service Description</h2>
<p>Welcome to {{SITE_NAME}}, operated by {{COMPANY_NAME}}. These Terms of Service govern your access to and use of our website located at lipointram.mobi (the "Site") and any services, features, or content provided therein (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.</p>
<p>{{SITE_NAME}} provides users with a platform to engage with content related to lipointram, including but not limited to articles, forums, and interactive features. The Services are intended for users who are at least 18 years of age. By using the Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.</p>
<p>We reserve the right to modify or discontinue the Services at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Services. Your continued use of the Services following any changes constitutes your acceptance of the new Terms.</p>

<h2>2. User Accounts</h2>
<p>To access certain features of the Services, you may be required to create an account. When creating an account, you agree to provide accurate, current, and complete information and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.</p>
<p>You agree to notify {{COMPANY_NAME}} immediately of any unauthorized use of your account or any other breach of security. {{COMPANY_NAME}} will not be liable for any loss or damage arising from your failure to comply with this obligation. We reserve the right to suspend or terminate your account at our sole discretion if we suspect any unauthorized use or breach of these Terms.</p>
<p>By creating an account, you consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the Site. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically will satisfy any legal requirement that such communications be in writing.</p>

<h2>3. Acceptable Use Policy</h2>
<p>You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:</p>
<ul>
    <li>In any way that violates any applicable federal, provincial, local, or international law or regulation.</li>
    <li>For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.</li>
    <li>To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.</li>
    <li>To impersonate or attempt to impersonate {{COMPANY_NAME}}, a {{SITE_NAME}} employee, another user, or any other person or entity.</li>
    <li>To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which, as determined by us, may harm {{COMPANY_NAME}} or users of the Services or expose them to liability.</li>
</ul>
<p>We reserve the right to take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Services.</p>

<h2>4. Prohibited Activities</h2>
<p>In addition to the Acceptable Use Policy, you are prohibited from:</p>
<ul>
    <li>Using the Services in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Services, including their ability to engage in real-time activities through the Services.</li>
    <li>Using any robot, spider, or other automatic devices, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Site.</li>
    <li>Using any manual process to monitor or copy any of the material on the Site or for any other unauthorized purpose without our prior written consent.</li>
    <li>Introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.</li>
    <li>Attacking the Site via a denial-of-service attack or a distributed denial-of-service attack.</li>
</ul>
<p>Any violation of this provision may result in immediate termination of your access to the Services without notice.</p>

<h2>5. Content Ownership</h2>
<p>All content, features, and functionality on the Site, including but not limited to text, graphics, logos, images, as well as the design, selection, and arrangement thereof, are owned by {{COMPANY_NAME}}, its licensors, or other providers of such material and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.</p>
<p>You are granted a limited license to access and use the Site for your personal, non-commercial use. This license does not include any resale or commercial use of the Site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of the Site or its contents; or any use of data mining, robots, or similar data gathering and extraction tools.</p>
<p>Any unauthorized use terminates the permission or license granted by {{COMPANY_NAME}}. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as follows: your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.</p>

<h2>6. User-Generated Content</h2>
<p>Users may have the opportunity to submit, post, or otherwise transmit content through the Services ("User-Generated Content"). By submitting User-Generated Content, you grant {{COMPANY_NAME}} a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.</p>
<p>You represent and warrant that you own or control all rights to the User-Generated Content that you submit and that the User-Generated Content is accurate, not confidential, and not in violation of any contractual restrictions or other third-party rights.</p>
<p>{{COMPANY_NAME}} reserves the right to remove or refuse to post any User-Generated Content for any or no reason in our sole discretion. We are not responsible for any User-Generated Content and assume no liability for any loss or damage arising from your submission of User-Generated Content.</p>

<h2>7. Payment Terms</h2>
<p>Some features of the Services may require payment. By using such features, you agree to pay all applicable fees and charges associated with your use of the Services. All payments must be made in Canadian dollars and are non-refundable, except as required by law.</p>
<p>We reserve the right to change our fees and payment terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Services after any changes to the fees constitutes your acceptance of the new payment terms.</p>
<p>You are responsible for providing accurate billing information and for ensuring that your payment method is valid and up to date. If your payment method fails, we may suspend or terminate your access to the Services until payment is received.</p>

<h2>8. Service Modifications</h2>
<p>{{COMPANY_NAME}} reserves the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that {{COMPANY_NAME}} will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Services.</p>
<p>We may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability. Any new features that augment or enhance the current Services shall also be subject to these Terms.</p>
<p>It is your responsibility to review these Terms periodically for changes. Your continued use of the Services after the posting of changes constitutes your acceptance of such changes.</p>

<h2>9. Limitation of Liability</h2>
<p>To the fullest extent permitted by applicable law, in no event shall {{COMPANY_NAME}}, its affiliates, licensors, or service providers, or their respective officers, directors, employees, agents, contractors, suppliers, successors, or assigns be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your access to or use of, or inability to access or use, the Services.</p>
<p>In no event shall {{COMPANY_NAME}}’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Services. This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if {{COMPANY_NAME}} has been advised of the possibility